Debts Break app for iPhone and iPad
4.4 (
6064 ratings )
Productivity
Finance
Developer:
LINKLINKS LTD
Free
Current version:
6.0, last update: 3 months ago
First release : 01 Apr 2014
App size: 38.05 Mb
The mission of this app is helping you become debts free by Snowball method which is most popular used and recommended by many financial experts.
There are five strategies provided, Highest Interest Rate First, Lowest Balance First. Highest Balance First, Earliest Payment Date First and Custom Order, Debts Break will show you pay off date and interest saved by each strategy. Use this app to manage your debts and track the pay off processes visually.
Key Features:
⁃ Shows remaining balance, monthly payments, paid amount and percentage of each debt.
⁃ Update remaining balance automatically.
⁃ Lists payment logs, mark them as paid or unpaid.
⁃ Add extra payment for any debts.
⁃ Supports zero interest rate.
⁃ Add notification for each debt.
⁃ Send Debt payments by email.
⁃ Five Snowball Payoff plan: Highest Interest Rate First, Lowest Balance First, Highest Balance First, Earliest Payment Date First and Custom Order.
⁃ Shows pay off date and interest saving of each strategy.
⁃ Turn Snowball method ON or OFF.
⁃ Four calculators: Loan, Payoff Date and Mortgage and Affordable Loan, send amortizations out by email.
⁃ Reports for percentage and balance amount of each debt, pie chart for balance and interest. Chart view of monthly amount of each debt. Chart view of yearly total debts payment and each debt.
⁃ Passcode protection.
⁃ Supports Touch ID as passcode.
⁃ Supports Wifi Backup and Restore.
⁃ Supports iCloud Backup and Restore.
⁃ Supports universal version (available on both iPhone and iPad).
⁃ Adds 3D Touch function.
⁃ Supports Apple Watch.
If you have any question, please email to [email protected].
Pros and cons of Debts Break app for iPhone and iPad
Debts Break app good for
I stumbled upon this when starting up on Dave Ramseys Total Money Makeover. Im not someone who has the diligence to write out my snowball every month on paper, so I turned to the AppStore. I tried several, this one works best out of the 4 or 5 I tried. It also has a beautiful design that provides charts to help you see visually when you will be debt free. That was huge for me. Well done!
It would be better if this app allowed for biweekly and weekly payments. Especially when dealing with car payments and a mortgage.
I would highly recommend this app over other paid alternatives. This app is by far the cleanest looking debt management app with a focus on presenting clean and objective will progress is via its visual presentations and great user interface. Its got other paid options that does not get in the way of the core experience of this app which is to help you tackle your debt and put it in a way that is visually comprehensible to the average person. Debt management is the most underrated subject in the finance system. Interest rates add up and they creep up on you. Small debts add up and this really helps you consolidate and get the bigger picture of how much money you actually owe. The best part about this app is that it doesnt make that process any harder than it needs to be. I think this is by far the best free solution, or any solution tailored for the layman.
Great App. Well thought out and arranged. I am so satisfied I upgraded to the Pro Version AND purchased the developers "Checkbook" and "Medical Whiz". Good Q&A feature.
Debts Break allows you to edit the balance, interest rate and your payment, I think your start date too, to to revise your plan. The most elegant solution to getting your payment plan before you.
Once I see How Checkbook and Medical Whiz works, I will write a review on those.
Cheers.
This is super awesome! Very helpful in planning a debt payoff!
Some bad moments
Nowhere in the description for this app does it mention in app purchase is required to use the snowball method to reduce debt. Not really as advertised. And it doesnt show a nice list in month order of the payment schedule, you have to click each debt for a separate schedule. Probably will look elsewhere for a more useful app.
With user friently interface with charts and progress bar, it only takes minutes to learn important functions of the app.
Debt Strategy option will teach you how to effectively manage your debt like your personal accuntant.
This app is definitely the best accounting app for debt control so far and tops all the other app in its class.
It freezes up and wont let me select a new icon for the debt. It has potential. I hope they fix minor bugs to make it a positive user experience.
Super user friendly. Easy to navigate. It shows you how many payments you have left and interest per payment. It also has the snowball effect for paying off debt but you have to pay $1 for it. Not a big deal. I have used a few different programs and this is by far the best. Give it a shot its free to download.
Ive been using this app for about 1 month. Its pretty to visually see all the debt you have and how long it will take you to pay it off. Needs an extra payment button for when you make extra payments on the debts. Thanks.
I stumbled upon this when starting up on Dave Ramseys Total Money Makeover. Im not someone who has the diligence to write out my snowball every month on paper, so I turned to the AppStore. I tried several, this one works best out of the 4 or 5 I tried. It also has a beautiful design that provides charts to help you see visually when you will be debt free. That was huge for me. Well done!
Usually Debts Break iOS app used & searched for
snowball,
snow ball,
debt snowball,
the snow ball,
and other. So, download free Debts Break .ipa to run this nice iOS application on iPhone and iPad.
