Used to love this app but an update over a year ago removed the decimal so the amounts are inaccurate. Emailed the help desk with no response. Also, why is there still no option for biweekly??
Used to love this app but an update over a year ago removed the decimal so the amounts are inaccurate. Emailed the help desk with no response. Also, why is there still no option for biweekly??
Bring back the decimals for the interest rates !
Cannot enter an interest rate decimal like 4.75 it only accepts 4%. iPhone 14 on iOS 17.
I’ve used this app for quite some time and I’ve loved it, but the newest update got rid of decimal points when typing percentages. I no longer can put the interest being 5.45%. I have to put 5% which makes it very inaccurate.
The layout is nice, easy to understand, customizable.
For what I needed done I like it. I was down to 2 debts my my mortgage and a car payment. I was paying twice a month, so had it notify me a reminder. Well, I paid it off early, but still getting notifications to pay. I then deleted that payment off my account. I am still getting notifications. I’ve tried everything to get it to stop. It looks like I will have to delete app and restart, which is a pain.
The app itself is fairly user friendly, but what makes it most helpful is the snowball method add on. It’s 99 cents and made the plan that much clearer. I now know when my debts will be paid of and the percentage I’ve paid on them already which is super encouraging to see. I highly recommend.
Will not keep accurate payments and gives no option to add extra payments save your 99 cents the debt snowball add on is not very good
Whenever I try to set up a schedule it transfers payments from a different debt I have without my approval. I should be allowed to set up a schedule without it doing this. And I cannot alter it to being lower than the amount it is. You need to fix this because the point of this app should be for me to come up with my pay plan so I can see everything. Instead of assuming that I’m going to be putting money towards that debt instead of a different one.
I only use it to keep me up on my credit card payments! I will use the snowball options once I pay the first one off! It gives me a reminder for when my payments are due that are helpful!
I understand some of the criticism. There are issues with putting in the amount you actually paid, and I would not use this app for variable monthly bills- just consistent debts(like credit card and different loans). However, for managing debt and staying motivated, I have found it to be an excellent tool. I love the charts and graphs! I have recommended this app to friends and family, and use it all the time.
When you change the method in which you want to pay off debt, the dollar amounts get all messed up and you have to start from scratch. It could be a great app. Needs more updates.
Overall app does what is supposed to do! Needs more payment date options i.e. bi-weekly for non-traditional loans or debts. Would also love if it had a sixth snowball option, largest to smallest payment!
It needs to be able to let you enter in reoccurring monthly payments that do not have a starting or ending balance, like phone bill etc
The snowball payoff doesn't work. I can't put in the actual payments I've made and when you click on help, nothing makes sense!
It's a decent app but why can't I input actual info on payments made? If I have more or less money I may pay more or less than usual but when I indicate the payment was made, I can't enter how much I actually paid. Kind of useless. It means there is only realtime data on the date the initial info was made. It's useless after that.
I want my money back.
Makes you buy the debt snowball form once you and put all of your bill data.
It's a great app but there are a few glitches.
This app is simple and awesome. Has already helped me out with framing the steps I need to take to structuring and paying off my debts. Strongly recommend!
Love it.
The review's title says it all. I love the idea, but when you open the app to make use of it-kerplup!
Love the concept but the app is sooo slow it takes 3-5 min to completely upload info and then once you need to make a change it won't save any changes - again great concept but it needs some work
I used it only for 2 weeks now ... so far is working for me I will give more info in couple of month....
You can't add a late fee or a purchase which I may have once in a while. Waste of a dollar.
Finally a nice looking app that will show all of my debt using a simple, easy to understand interface. I put all my credit cards, 6 of them, and loans, 3 of those, in here, and now I can see all of it on one screen. It's very nice. I plan on being completely out of debt in 6 months, being $8,000+ in debt, and this app is going to help me get there. Tired of living like this. I'm super thankful for the people who took the time and effort to develop apps like this! If you're deep in debt and need something to keep track of your credit cards and/or loans, AND help you stay motivated and focused, I would highly recommend downloading this app.
it's an ok app, as others have said it would be nice if you could edit the amount you actually pay for individual debts & it's frustrating you cannot change a debt due date. that being said it still is pretty motivational.
App is great for debt control breakdown. All payoff plans right at your fingertips
I like this app BUT I would like to be able to add an additional payment amount per bill instead of having to add it to all payments. Or I would like to be able to add the current/actual amount paid for a given month.
Doesn't allow you to delete a bill once it paid off.
Seemed like it would be a great app but it would not let me put in my minimum payment balance, it just kept giving me a error message.
Does not allow you to enter extra payments. What's the point of making a "snowball" plan if you can't even do that? Giving it 2 stars because of the other features that might be useful if making the minimum monthly payment.
I stumbled upon this when starting up on Dave Ramsey's Total Money Makeover. I'm not someone who has the diligence to write out my snowball every month on paper, so I turned to the AppStore. I tried several, this one works best out of the 4 or 5 I tried. It also has a beautiful design that provides charts to help you see visually when you will be debt free. That was huge for me. Well done!
This is super awesome! Very helpful in planning a debt payoff!
This app displays a pop up asking you to pay to remove adds all the time. The adds are just fine but stop spamming me to pay money. I already paid for the debt snow ball and that's all I need!
This app is very useful with many ways to list, total, and report on debts. Very simple yet effective to use.
Very helpful; easy to use; streamlined. Great job!
Great user friendly interface of the app made me use it instead of other similar apps.
I like this app better then the old one I was using. The one I used to use made it difficult to add payments when I paid extra. This one is pretty simple. It's not a huge deal to me that you have to pay for the snowball feature. I personally don't have it and just add whatever I was paying from old bill to my new payment, it's not that difficult. All though, it would be nice to have as a part of the app. Overall, pretty simple and handy to have. It makes me feel good each time I add payments and pay off more of my debt. :)
It does what I was looking for in an app. It calculated how much I owe plus the monthly interest. I like the graphs and charts that allows me to see what I need to pay every month to pay off my cards.
It would be better if I could add assets, but for just debt tracking it works well. Unfortunately even tho I set it up for reminders I am not getting them.
Easy to set up and understand...my #1 tool for helping me achieve "debt free" status!
I could see my credit card balances and set a payment plan easily. Thanks.
App does all the hard math for you to help you see exactly when a loan will be paid off. It is also helpful at showing you what happens when you increase the payment on a loan.
I love being able to know when my debt will be paid off and watching it dwindle down each month!!! Such an awesome motivator as well as keeping everything organized😀😀😀👍
...but it kept crashing😕. I am running the latest version of iOS 7.
There was no indication I'd have to pay for the snowball feature on the description. What is the use of this free app if that feature is disabled? The reason I needed to try it before buying it is because other apps snowball features are buggy. (They don't recalculate correctly when you switch between methods.) To try it out on this one, I will have to purchase it, and hope for the best. What a waste of my time (and potentially money).
If you turn on the snowball feature, you will be so motivated to pay off your debts, you be looking everywhere for extra money just to pay them off!
I love this app. It has been very helpful in keeping me motivated (good visuals in reports feature!) to be disciplined about paying off my debt.